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Who we serve / Wholesale banking

More visibility across the book. Less work between systems.

Connect covenant monitoring, syndicated payment reconciliation, and borrowing base review around your existing infrastructure. Give credit and operations teams the evidence they need to investigate and act.

Discuss your bank’s workflowsExplore the solutions
Connected credit workflows
Agreements & financials
RiskFrontier
Covenant reviewSource-linked calculations
Wires & expected payments
FirstFlow
Confirmed payment matchReviewed result → core API
Certificates & schedules
FirstBase
Availability reviewRules, exceptions & support
Credit review connects agreement terms and collateral support to the evidence behind a result.

Covenants · Payments · Borrowing bases

Illustrative workflowIntegration scope is defined with your team
Around your infrastructure

Connect the work around your core.

Agreements, financials, payment records, and collateral reports often sit in separate queues. FirstSignals helps turn them into monitored obligations, reconciliation proposals, and supported calculations, with APIs connecting the results to existing systems.

RiskFrontier
Covenant review5.2xNet leverage · 5.0x thresholdReview required

See the change behind the signal.

Digitize covenant definitions, run deterministic tests, and track firm-defined early warnings. Help credit officers move from a watchlist to borrower-level evidence and a better-informed review.

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FirstFlow
Matching proposal$4.25mExpected payment · $4.25m$0 difference

A clearer reconciliation queue.

Bring incoming wires and expected payments together, rank potential matches, and send confirmed results back through the API. Keep unresolved items visible for investigation.

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FirstBase
Availability calculation$1.5m$6.0m supported base − $4.5m drawnSource-linked calculation

Availability with its evidence.

Validate borrowing base packages and apply facility-specific eligibility rules, reserves, and caps. Resolve discrepancies before updating availability.

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Illustrative calculations and workflow states.

A clearer handoff

Put more of the team’s time into judgment.

Reduce the effort spent assembling information across documents and systems. Give credit officers a clearer view of borrower changes and operations teams a more focused exception queue, while keeping the supporting records available for review.

  1. 01

    Identify the change

    Start with a covenant result, a payment exception or a difference in the supporting package.

  2. 02

    Inspect the evidence

    Bring the source information and calculation into view so the reviewer can understand the result.

  3. 03

    Record the decision

    Keep the review and its rationale with the record, ready for the next step in your workflow.

Enterprise controls

Fit the way your institution operates.

Connect to existing systems and review deployment, access, and approval requirements with your team.

Deployment & data

Deployment options

Discuss on-premises, private cloud, or hybrid deployment around your infrastructure and data requirements.

Protected data flows

Encrypted ingestion and storage support the handling of sensitive credit and payment data.

Access & integration

Role-based access

Align user access with team responsibilities and identity management requirements.

Integration with existing systems

Use APIs to connect supported workflows with core platforms and data infrastructure.

Evidence & review

Traceable outputs

Review the sources, calculations, and decision records behind the result.

Review and approval

Bring credit judgment and payment exceptions into human review, with documented decisions.

Built by former Microsoft Core AI engineers and experienced banking and buy-side executives.

A practical starting point

Start with the workflow that needs attention.

Review your current process, core-system connections, and deployment requirements with the FirstSignals team.

Discuss your bank’s workflows